Everything I’ve written
Shorter and timelier than the guides — one specific question at a time, usually because someone asked me it that week.
10 articles
How to actually invest your first $1,000
Three steps, an afternoon of work, and the part nobody warns you about — money that lands in the account but never gets invested.
Why I invest in QQQ and hold AMZN
Two deliberate bets on top of a boring core, and an honest account of what they cost me in diversification.
FZROX vs FXAIX: which Fidelity index fund
A zero expense ratio versus a fund you can take with you. The difference that matters isn't the one in the name.
Why everything changes after $100k
The first hundred thousand is the slowest, and it is not because you are doing anything wrong.
The first $1,000 is the hardest part
Why a small starter emergency fund matters more than a fully-funded one, at least at first.
I'm still not maxing my 401(k), and that's fine
The order you do things in matters more than how fast you max any single account.
What actually happens when you miss a credit card payment
It's less dramatic and more expensive than most people expect.
Why I keep three different bank accounts
One for bills, one for spending, one that I basically never touch. It's not complicated, it's just deliberate.
The Roth IRA question I get asked the most
Should I use Roth or Traditional? Here's the actual question hiding underneath that one.
I finally checked my credit report, here's what I found
Three years of putting it off, and the whole thing took eleven minutes.