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What's my retirement number?

Your "number" is the total you'd need saved to safely cover your spending in retirement, using your own withdrawal rate. Plug in your numbers below to see your number, how your current savings rate stacks up against it, and what it'd take to close the gap.

Know Your Number Calculator

About you

Spending & savings

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Assumptions

Historically, the S&P 500 has returned on average 10% annually from its inception.
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Historically, the US economy has experienced an average annual inflation rate of 3%.
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How much of the pot you draw each year. 4% is the common rule of thumb from historical returns, and it's what sets your number at 25x your spending. Lower is safer.
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Fill in your numbers above and hit Calculate. Your retirement number, the projection and the chart will appear here.